Russell G Lewis

Mortgage Loan Officer

NMLS# 2339959

Russell G Lewis Mortgage Loan Officer

Blog

How the Federal Reserve Impacts Mortgage Rates

How the Federal Reserve Impacts Mortgage Rates

Interest rates don’t move randomly—and they don’t exist in a vacuum. Behind the scenes, the Federal Reserve plays a central role in shaping the cost of borrowing across the economy, including mortgage rates. Understanding how this works

Jun 03, 2026 | Interest Rates

VA Loan Approval with Debt: What Veterans Need to Know

VA Loan Approval with Debt: What Veterans Need to Know

Debt does not automatically keep veterans and active-duty service members from using a VA loan. In many cases, the question is not whether you have debt, but whether your overall financial picture shows you can comfortably manage a new mortgage payment. W

Jun 01, 2026 | VA Loans

Can You Get a Mortgage while on Maternity Leave?

Can You Get a Mortgage while on Maternity Leave?

Buying a home while preparing for a new baby can feel overwhelming. Many expectant parents worry that maternity leave could impact their ability to qualify for a mortgage. The good news is that getting approved during this time is possible—with the

May 29, 2026 | Purchasing a Home

Real Estate Investing Explained: Active vs Passive Strategies and Property Types

Real Estate Investing Explained: Active vs Passive Strategies and Property Types

Real estate investing doesn’t have to feel overwhelming. While it can seem complex at first, the key is understanding the different paths available and choosing one that aligns with your financial goals and lifestyle. The Two Core Strategies: Active

May 27, 2026 | Purchasing a Home

Pay Off Your Mortgage Early or Invest? How to Make the Right Financial Move

Pay Off Your Mortgage Early or Invest? How to Make the Right Financial Move

When you come into extra cash—whether it’s a bonus, tax refund, or unexpected windfall—you’re faced with a critical financial decision: should you pay down your mortgage or invest for future growth? The answer depends on your goals

May 26, 2026 | Refinancing a Home

How to Buy a Small Rental Property with an FHA Loan

How to Buy a Small Rental Property with an FHA Loan

FHA loans can open the door to homeownership and rental income—but the terminology trips up a lot of buyers. The biggest misconception? Not all “multifamily” properties are treated the same. Understanding FHA Multifamily Loans In FHA ter

May 21, 2026 | Purchasing a Home