Have you been waiting for the perfect moment to buy your first home or refinance your current mortgage? Well, here's some news that might just make your day. The mortgage spread—that crucial gap between treasury yields and mortgage rates—has p
Sep 02, 2025 | Purchasing a Home
Choosing a mortgage is one of the most important financial decisions you'll make when buying a home. Two of the most common types are fixed-rate mortgages and adjustable-rate mortgages (ARMs). Each comes with its own set of benefits and trade-offs. Knowin
Aug 28, 2025 | Purchasing a Home
Are you a veteran or currently serving in the military? If you're thinking about buying a home, a VA loan could be a valuable option. Backed by the Department of Veterans Affairs, VA loans offer benefits like no down payment and no private mortgage insura
Aug 26, 2025 | VA Loans
If your home is struggling to stay warm and your energy bills keep climbing, it might be time to consider an upgrade. For many homeowners, a cash-out refinance is one way to fund energy-efficient improvements without turning to credit cards or personal lo
Aug 21, 2025 | Refinancing a Home
Force-placed insurance, also called lender-placed insurance, is a type of property insurance that your mortgage lender can add to your loan if your own coverage lapses. It’s typically more expensive and less comprehensive than a standard homeowners
Aug 19, 2025 | Purchasing a Home
Buying a vacation home can be both a personal retreat and a financial investment. Here are six important steps to help ensure your decision supports your lifestyle and long-term goals. 1. Choose the Right Location Your vacation home should offer both rela
Aug 14, 2025 | Purchasing a Home